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PrivacyTerms.io Blog
Plain-English guides to privacy policies, terms and conditions, disclaimers, and data protection law, helping your business stay compliant.
The Office of the Privacy Commissioner of Canada closed 39 well-founded PIPEDA complaints in fiscal 2024-25, yet issued $0 in direct fines because PIPEDA grants it no penalty power. See the complaint volume, investigation outcomes, and what Bill C-36 would change.
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A coaching or consulting refund policy has to answer a question a product return never asks: how much of a person's time have you already spent? Here is how to write that answer.
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The average GDPR fine leveled off around EUR 2.28 million in 2026, per CMS's GDPR Enforcement Tracker Report covering 2,685 documented cases through March 2026. See why that average is misleading and what most companies actually pay.
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Subscription refund policies have to answer questions a one-time-purchase template never covers: what happens to unused days on a mid-cycle cancellation, how to handle a trial that converted without the buyer meaning it to, and whether a partial period is ever refundable.
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The EUR 1.2 billion fine against Meta Platforms Ireland Limited, issued in May 2023, remains the single largest GDPR fine ever recorded as of 2026. See how the record has changed hands only twice since 2018, and why Ireland's own regulator did not want to fine Meta at all.
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The UK's Data (Use and Access) Act 2025 raised the maximum PECR fine 35-fold, from GBP 500,000 to GBP 17.5 million, effective 5 February 2026. See how far UK GDPR has diverged from EU GDPR since Brexit, with fine, adequacy and transfer-rule data.
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